01. Pradhan Mantri Jan-Dhan Yojana (PMJDY)

It is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. Account can be opened in any bank branch or Business Correspondent outlet. PMJDY accounts are being opened with Zero balance. However, if the account-holder wishes to get cheque book, he/she will have to fulfill minimum balance criteria.

Launched‎: ‎28 August 2014

02. Sukanya Samriddhi Account

It is a saving scheme targeted at the parents of girl children. The scheme encourages parents to build a fund for the future education and marriage expenses for their female child. The account can be opened at any India Post office or a branch of some authorised commercial banks. Initially, the interest rate was set at 9.1% but later revised to 9.25 % in late March 2015.

The scheme was launched by Prime Minister Narendra Modi on 22 January 2015 as a part of the Beti Bachao, Beti Padhao campaign.

03. MUDRA Bank Yojana

This yojana is under the Micro Units Development and Refinance Agency (MUDRA) Bank is a new institution being set up by Government of India for development and refinancing activities relating to micro units. The purpose of MUDRA is to provide funding to the non corporate small business sector and to serve those three categories of interventions has been named which includes.

Shishu :- Loan upto Rs. 50000

Kishore :- Loan ranging from Rs. 50000 to Rs. 5 lakh

Tarun :- Loan above Rs. 5 lakh and below Rs. 10 lakh

Launched‎: ‎8 April 2015

04. Digital India Programme:

Digital India is an initiative by the Government of India to ensure that Government services are made available to citizens electronically by improving online infrastructure and by increasing Internet connectivity. The initiative includes plans to connect rural areas with high speed internet networks. Digital India has three core components.

Launched: 1 September 2015

05. Sansad Adarsh Gram yojana:

This yojana is launched by the Rural Development Ministry is aimed at improving the quality of all sections of the population in the villages. Under this scheme, each MP adopts a village every year for all-round development and helps in development of the selected villages using the programme of the Centre and States and their constituency development funds (MPLADS).

Launched:  11 October 2014

06. Indira Awas Yojana:

It is a social welfare flagship programme, created by the Indian Government, to provide housing for the rural poor in India. It provides financial assistance to rural poor for constructing their houses themselves.

Launched‎: ‎1985 by Prime Minister‎ ‎Rajiv Gandhi.

07. Janani Suraksha Yojana:

It is an Indian Government scheme proposed by the Government of India. It aims to decrease the neo-natal and maternal deaths happening in the country by promoting institutional delivery of babies.

Launched: 12 April 2005

08. Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY):

The DDUGJY is one of the flagship programmes of the Ministry of Power and will facilitate 24×7 supply of power. The scheme approved by the Union Government draws its inspiration from the similar pioneering scheme implemented by the Gujarat Government. This scheme will enable to initiate much awaited reforms in the rural areas.

The earlier scheme for rural electrification viz. Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) has been subsumed in the new scheme as its rural electrification component.

Launched: 25th July 2015

09. Atal Pension Yojana (APY):

APY is a guaranteed pension scheme and is administered by the Pension Fund Regulatory and Development Authority (PFRDA). The idea of the scheme is to provide a definite pension to all Indians.

Launched:  9 May 2015.

10. One Rank One Pension scheme (OROP):

The Central Government allotted Rs. 1000 Crore for the implementation of one rank one pension scheme. According to the scheme, the armed forces personnel holding the same rank will get the same pension, regardless of the last drawn pay, years of service and the years served in a particular rank.

11. Mahatma Gandhi National Rural Employment Guarantee Act (MNREGA) 2005

It aims at enhancing the livelihood security of people in rural areas by guaranteeing hundred days of wage employment in a financial year to a rural household whose adult members volunteer to do unskilled manual work.

Launched:  June 2006

12. Saksham or Rajiv Gandhi Scheme for Empowerment of Adolescent Boys

Sit aims at all-round development of adolescent boys and make them self-reliant, gender sensitive and make them aware when they grow up. It covers all adolescent boys in the age group of 11-18 years.

13. Sabla or rajiv Gandhi Scheme for Empowerment of Adolescent Girls:

The Rajiv Gandhi Scheme for Empowerment of Adolescent Girls (RGSEAG) Sabla is a centrally sponsored program of Government of India initiated on April 1, 2011 under Ministry of Women and Child Development. It was launched to enable the adolescent girls for self-development and empowerment, and also to improve their nutrition and health status.

14. Skill India Programme:

It aims to provide a strong institutional framework at the Centre and States for implementation of skilling activities in the country. It seeks to provide the institutional capacity to train a minimum of 40 crore skilled people.

15. Swabhiman:

This nationwide programme on financial inclusion was launched in February, 2011 with its focus on bringing the deprived sections of the society in the banking network to ensure that the benefits of economic growth reach everyone at all levels.

16. Heritage Development and Augmentation Yojana (HRIDAY)

HRIDAY was launched on 21 January 2015 with the aim of bringing together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the heritage character of each heritage city.

17. Atal Mission for Rejuvenation and Urban Transformation (AMRUT)

AMRUT is a mission aimed at transforming 500 cities and towns into efficient urban living spaces, with special focus on a healthy and green environment for children.

18. Pradhan Mantri Awas Yojana

Under this scheme Indian government is planning to make approximately 22 crore houses by 2011. The main focus to launch this scheme is to provide decent and affordable houses to transgender, widows, low income groups/SC communities.

19. National Rural Health Mission (NHRM)

It is an initiative undertaken by the government of India to address the health needs of underserved rural areas. Launched in April 2005 by Indian Prime Minister Manmohan Singh, the NRHM was initially tasked with addressing the health needs of 18 states that had been identified as having weak public health indicators.

20. National Food Security Mission

In view of the stagnating food grain production and an increasing consumption need of the growing population, Government of India has launched this Centrally Sponsored Scheme, ‘National Food Security Mission’ in October 2007. The aim of the scheme is to increase production and productivity of wheat, rice and pulses on a sustainable basis.

21. Sarva Siksha Abhiyan (SSA)

Sarva Shiksha Abhiyan (SSA) is Government of India’s flagship programme for achievement of Universalization of Elementary Education (UEE) in a time bound manner, as mandated by 86th amendment to the Constitution of India making free and compulsory Education to the Children of 6-14 years age group, a Fundamental Right.

22. Aaajeevika- National Rural Livelihood Mission (NRLM)

Aajeevika – National Rural Livelihoods Mission (NRLM) was launched by the Ministry of Rural Development (MoRD), Government of India in June 2011. Aided in part through investment support by the World Bank, the Mission aims at creating efficient and effective institutional platforms of the rural poor enabling them to increase household income through sustainable livelihood enhancements and improved access to financial services.

23. Kisan Vikas Patra (KVP)

It is a certificate savings scheme was launched by the Government on 1st April, 1988. The scheme provided facility of unlimited investment by way of purchase of certificates from post offices in various denominations. The maturity period of the scheme when launched was 5 ½ years and the money invested doubled on maturity.

24. Pradhan Mantri Gram Sinchai Yojana

This Yojana is aimed at irrigating the field of every farmer and improving water use efficiency to provide `Per Drop More Crop’.

25. Krishi Amdani Beema Yojana

Krishi Amdani Beema Yojana is framed so that the farmers don’t bear any financial burden if their produce gets destroyed due to unexpected weather or for any other reason.